Just saw this today:

Instead of investing money in the government's bankrupt pension scheme, why not invest some of your own time to build something much, much better? Click here to find out how

Build your own pension with time instead of money – click here to find out how

This quote takes things a step further:

The report’s author, Michael Johnson, has suggested that the end of the fund will mean that the government needs to take radical steps. He suggests that it should bring an end to the National Insurance system – and that the Chancellor ought to announce this in the Autumn Statement. He suggests that the current approach of adding it to the income tax bands should make way for a single tax matching the total tax we currently pay on income – namely 32%, 42% and 47%.

But perhaps most shocking is the effect he is predicting for future generations. Johnson suggests that: “Given that exhaustion is inevitable, the next generation should be advised that their State Pension will be, at best, derisory. Indeed, it would be prudent to plan around not receiving anything at all.” He warns that for people aged 45 and under there’s every chance that the pension will be more modest, and retirement dates much later. For those under the age of 35 he says that there may be no state pension at all.

So Instead of investing money in the government’s bankrupt pension scheme, why not invest some of your own time to build something much, much better? Click here to find out how.

The video is *really* quiet, so turn up your speakers to full 🙂

Dan Ariely's book Predictably Irrational is a superb dive into the psychology behind why people make the buying decisions that they do, and I thoroughly enjoyed reading it at the beginning of 2011.

What is more interesting is that I inadvertently attracted his attention – he wrote a comment on my Mad Web Scientist – which is pretty cool in my books.

So what if you intentionally used this strategy? It might just work, particularly if you did a whole string of short videos detailing your thoughts on a particular author's work.

Now, have a think why that might be useful attention to get, and write your thoughts below, in the comments section.

A bientot!

Dez.

Welcome to the Mad Web Scientist!

Robert Kiyosaki “Rich Dad” Advisor Michael Maloney has many years’ experience in understanding how the economies of the world have historically flocked to silver & gold in times of great economic uncertainty, and the current global meltdown is unarguably the most uncertain economic cycle humanity has ever been in, for the simple reason that, as never before, we are so interdependently connect, through technology (read: the internet).

So when Mike Maloney starts offering to throw silver around just because he wants to drive traffic to his website you know that times are getting pretty rough. Or about to.

The next massive shift, according to Robert Kiyosaki (and he’s been right so far), is in 2012, when lots of US-based new retirees cash-in on their non-existent 401k’s subsequent to some major government policy change. I can’t remember the exact details, but just Googling "Robert Kiyosaki 2012" might return some interesting results 🙂

Anyway, I’d like some of Mike’s silver – it would prove useful to some charities I’m wanting to expand my support to, so I’ll be pumping out  Mike’s videos over the next few weeks.

And if you really want to know what’s happening with the economies of the world right now, you should listen to this former Wall St investor who knows what’s happening on the inside: Visit The Wealth Transfer Conspiracy website for more details. (Full disclosure: That’s an affiliate link by the way, so I will get renumeration of you buy anything from there – the 20 minute video he talks about is free, however, and is an eye-opener).

Welcome to the Mad Web Scientist!

 Mike Maloney’s visit to the Annual International Banking Forum proved to be a real eye-opener. 

His informal meeting with Moscow-based gold dealer Ivan Zhiznevskiy shows thst something is a-miss with one of the Russian mints that produce gold coins. 

The video above shows the presence of flaws and blemishes on the surface of several gold coins produced by the St Petersburg mint, and even more striking is the bank’s response (where the dealer bought the coins):

"You must keep the coins in a protective atmosphere, otherwise they will corrode".

Now, since when did gold start to corrode?

And more than that, since when did gold coins start to change colour.

Unless of course, they’re not pure gold.

But that sort of thing only happens in times of great economic stress, so, no problem, right?

Obviously you get my point.

Whilst other banks might not be so blatant about the fraud that is endemic in the world economies, you will no doubt be aware that we are living in a time of unprecedented wealth transfer.

It’s time to get educated and act: before long, the average middle-income earner will no longer exist. Pure gold or not pure gold. 

If you’re a regular reader of this Blog, you’ll know that I regularly comment on topics such as marketing, the world economy, finance – anything which affects offline & online business.

What I haven’t told you much about is the business I’m involved with.

Mostly because I want to share the wider picture, not just what I’m doing.

But let me be straight for a second: I’m online to make money.

“And what” you might ask, “are you selling?”.

Well, it’s simple: I’m selling information. Specifically, two types of information.

One will help any offline business gain the effective marketing skills to get new clients, so it can grow despite the recession.

The other is information which will help any business to gain the skills it needs to manage its own financial investments. Think: “how to be your own fund manager, investment advisor, and wealth creation expert”.

Why did I choose these niches and not others?

Well, it was unintentional. Originally I was just looking for a way to earn money online. And I found the community that I’m now part of, which has enabled me to gain a whole gamut of skills apart from “just” online marketing.

As it turns out, there are a lot – and I mean a huge number – of people out there who are wanting to learn these skills. These are the sorts of people who are self-motivated, focused individuals who  for whatever reason, aren’t satisfied with the way things are.

Let me throw a number at you for a second. I recently heard Eban Pagan teaching (online, of course!) about just how big the information industry has now become.

Here are some staggering statistics he gave:

  • E-Book growth grew by 71% last year (Ipad & Kindle country!)
  • Self-help is an over $13 billion/year industry
  • The world-wide information market is an estimated $400 billion/year growth industry
  • The personal & corporate coaching industry alone is estimated at over $100billion/year

…so you can see, there is a thriving, exploding market mushrooming right under your nose.

Whilst traditional business models are floundering with narrow profit margins, high overheads, and no time leverage, much of the above operates 24/7 (yes, even whilst you’re asleep)  in hundreds of countries, simultaneously.

So if you are looking for a way out of the rat-race, or just looking for a way to leverage your time (so you can do  the things that you really want to do, when you want to do them), there is simply no better time to learn the skills required to become a master of online business, in one, or more niches.

Now I’m not saying you can become rich overnight (it certainly hasn’t happened that way for me, at least) – what I can say for certain is that once you have these skills, you can really begin to leverage them, and get paid, even when you sleep.

If that’s not an attractive business model, I don’t know what is.

To find out more about the training I’m involved with, fill in your details here.

Thanks to Sxc.hu for the image

Don’t get me wrong – making money on the internet can be a big challenge (as my family knows all too well!).

Over the last two years since discovering the leverage the internet can offer business, I’ve mainly been focussing on two distinct ways of generating income:

– helping small businesses get online

-learning the skills of internet marketing to gain money for my own business.

It’s the latter which promises the most leverage. Of course, if the whole economy was based online, traditional “brick & mortar” business would collapse through lack of custom. And in many cases, face-to-face transactions are still far better than their online equivalents.

What the internet is currently offering literally millions of people is a million ways to earn a very decent living, without being tied down to a traditional employee/employer relationship and all the hassle and poor pay that is invariably commenplace across so many sectors.

Plus, if you become very successful at what you can do, you can decide how you want to spend your time, and with whom.  And reading the menu from left to right becomes a luxery few can afford in such uncertain times.

In my case, the great allure is to be able to organise my life around my children, rather than the other way around.

In fact, I’ll be bold enough to say that I’m not interested in the million bits of paper one iota. I don’t want the million bits of paper (or their equivalent in my bank account).

What I really want is to be able to make a difference in the world. To be able to help fulfill the dreams of others, my children included.

I believe we only have one life. I want to make the most of it. To bring something of eternity’s breath into our frail but beautiful world.

How about you? Tell me your dreams & realizations below.

UK unemployment climbs to 2.47m‎

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What should you do to avoid the slide into poverty through forced redundancy?

How will you manage your debt when your income looks set to become uncertain?

These and many other questions are undoubtedly being asked by many people today across the United Kingdom, as the official figures released by the government  show how fragile and unstable our current economic model has become in the face of the global economic metropolis that we are now all part of.

The biggest question each one of us needs to answer is: what will I do to avoid the increasing likelihood of long term poverty, the likes of which we haven’t known since the 1940’s and 1950’s?

The only viable answer, as I’ve previously blogged, is to become financially independent through entrepreneurship. The illusion of a guaranteed job for life was shattered a long time ago, but now we are faced with the distinct possibility of there being no real jobs of any economic value for many of us.

What are you doing about this dilemma?

If you don’t have a plan B yet, get one now.

 

If you’re new to internet or network marketing, you might be amongst those who’ve started purely for financial reasons.

You might be in a situation of immanent or recent redundancy, or you might just be fed up living from pay check to pay check.

If that’s you, then perhaps the last thing on your mind right now is how you can use your money to help others, and that’s very reasonable.

But let’s project forwards in time, to say 6 months or a year from now. Depending on the business you’ve started, and your own financial thermostat, you could be earning 5 or perhaps even 6 figures per month. At the moment, this might seem like pure fantasy, and I’ll get into why it might seem like that another time.

For now, let’s imagine that you’ve been able to give up your day job, and money is no longer a worry. What do you do now?

It’s no great secret that we all need to have a bigger purpose in life. Most of us who’ve been around for a while know that. But what if you’ve not found a purpose, other than to have financial freedom? What do you do now? Do you simply aim to earn even more money? Will that help you find your purpose?

Clearly no. It’s easy to see that now. But if you put off thinking about it for too long, you could become amongst those who never discover a meaningful purpose, or mission, in life. Having a mission might sound strange, but really I’m just talking about having a goal that’s bigger than you – something that will excite you and create a sense of fulfilment in you that grows as you put your time and effort into it.

If you make money itself to be your primary purpose or mission – perhaps so that you can gain status or recognition from others – then you’ll be very likely to be in for a nasty shock down the line sometime. Money itself can never produce a sense of worth. In fact, the opposite can be true: the more money you have, the more meaningless your life can easily seem, if you’re not careful.

At first, this might seem a strange end-point to reach, especially if you come from a difficult financial situation, or a poor background.

But it’s important to think about now. One reason why this undesirable outcome can can occur is because money ultimately brings financial and personal independence. But that’s all it does. Wealth, on the other hand, brings freedom – freedom to you, and to people around you.

Robert Kiyosaki (of Rich Dad, Poor Dad fame), is well known for his pithy saying: “Money flows. It has velocity”.

It’s where the money flows to that is important.

Your wealth is really what’s inside you – inside your thinking, in how you deal with people, in what you think about life. It’s not how much money you have.

That’s why you need to think about a bigger purpose – something higher to aim for, that’s bigger than you. It’s fundamental to how human relationships flourish. Your true wealth can only really be measured by how many lives you positively affect, not how much money there is in your bank account.

You might be scoffing at this, perhaps thinking “It’s OK for him, he doesn’t know what it’s like being broke”. Well, as I write this, I do. I know all too well what it’s like. I’ve been there. I know what it’s like to wake up in the middle of the night suddenly, wondering whether or not I’ve gone over my over-draught limit on my bank account yet again.

Or hoping that the economy won’t affect my job.

What I’m saying is this: if you’ve haven’t done this yet, start thinking about bigger dreams than just the personal ones. Yes, think about the fun things you’d like to do with your new-found financial independence – plan on having fun, and lots of it (you’ve almost certainly got some catch-up time here!). But also think about something outside of your own personal or family relationships too.

The bigger your dream, the more wealth you’ll have to offer others.

That’s where real fulfilment happens.

Don’t wait until you have financial independence to start thinking about these things. By then it might be too difficult to change the direction things seem to be moving in.

I’m not saying you have to have your gameplan mapped out in minute detail now – after all, you’ve possibly got genuinely pressing circumstances dominating your thinking right now.

All I’m saying is: start giving your mission or purpose some consideration now. It’ll help you keep going when you get setbacks and difficulties like nothing else can, and more importantly, it will be an important part of the groundwork for ultimate fulfilment for you & others in the times ahead.

Back in October of last year I posted an article about Robert Kiyosaki, and his recommendations for surviving the global economic recession:

“He believes that this is actually a time more serious than just a recession: a global depression is on its way, and we’re all going to have to face some very stark choices. I know what I’m going to do. How about you?”

Well, here we all are, and this is only the beginning. Things are going to get tough. VERY tough. If you’re in paid employment at the moment and you haven’t thought of a Plan B, GET ONE. Your town, village, city, region, will be unrecognizable in five years or less. OK, that’s a shocker what I’ve just written I know.

But we can’t bury our heads any longer. The roller coaster ride has only just begun.

Watch Robert Kiyosaki & John Seiferth talk about what’s happening. It’s blunt and a harsh wake-up call. But we need to hear it.

If you’re not sure what they mean when they talk about the ‘right hand side’ of the graph, buy Robert Kiyosaki’s book, Rich Dad2: The CashFlow Quadrant.

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